"When I started in Team Network I was only six months as a sales person selling ad specialties. Through the Team contacts I began building my client base. It created the opportunity to start my own company. I’ve been a proud Team Member for 20 years now and the new ideas and referrals just keep coming."

Our firm provides outstanding service to our clients because of our dedication to the three underlying principles of professionalism, responsiveness and quality.
Professionalism

Our firm is one of the leading firms in the area. By combining our expertise, experience and the energy of our staff, each client receives close personal and professional attention.

Our high standards, service and specialized staff spell the difference between our outstanding performance, and other firms. We make sure that every client is served by the expertise of our whole firm.

Responsiveness

Our firm is responsive. Companies who choose our firm rely on competent advice and fast, accurate personnel. We provide total financial services to individuals, large and small businesses and other agencies.

To see a listing of our services, please take a moment and look at our services page. Because we get new business from the people who know us best, client referrals have fueled our growth in the recent years.

Through hard work, we have earned the respect of the business and financial communities. This respect illustrates our diverse talents, dedication and ability to respond quickly.

Quality

An accounting firm is known for the quality of its service. Our firm's reputation reflects the high standards we demand of ourselves.

Our primary goal as a trusted advisor is to be available to provide insightful advice to enable our clients to make informed financial decisions. We do not accept anything less from ourselves and this is what we deliver to you.

We feel it is extremely important to continually professionally educate ourselves to improve our technical expertise, financial knowledge and service to our clients.

Our high service quality and "raving fan" clients are the result of our commitment to excellence.

We will answer all of your questions, as they impact both your tax and financial situations. We welcome you to contact us anytime.

Services For Individuals

•     Personal Financial Planning
•     Estate Planning
•     Elder Care

Business Services

    Small Business Accounting and QuickBooks Services

•         Why Quickbooks
•         QuickBooks Setup
•         QuickBooks Training
•         QuickAnswers
•         QuickTuneup
•         QuickBooks Tips
•         Buy QuickBooks and Save

- Payroll; Part-Time CFO Services; Audits - Reviews - Compilations; Cash  Flow Management; Bank Financing; Business Valuation; Strategic Business Planning; Succession Planning; New Business Formation; Internal Controls
- Non-Profit Organizations
      Should I Start a For-Profit or a Nonprofit?

Tax Services

- eZ Taxes; Tax Preparation; Tax Planning; Tax Problems

•         IRS Audit Representation
•         Non-Filed Tax Returns
•         Back Taxes Owed
•         Payroll Tax Problems
•         IRS Liens
•         IRS Levies
•         IRS Wage Garnishment
•         IRS Seizures
•         Offer In Compromise
•         IRS Payment Plan
•         Bankruptcy
•         Innocent Spouse Relief
•         Get Your IRS File

hibu (formerly Yellowbook) is a 360-degree marketing company that has been helping small businesses grow and succeed for the last 80 years.

hibu: helping individuals and businesses unite

There are lots of different paths you can take when you want to attract new clients, customers or patients.  Lori Shore, a Google and SEMPO certified Marketing and Advertising Specialist, will help you get results, no matter what  your budget!

SERVICES

Advertise in hibu - hibu is an essential information resource that showcases businesses to local consumers and generates affordable, high-quality leads.

hibu.com makes it easy for customers to find what they are looking for. Take advantage of multiple targeting and placement options.

• Social Media - Catch the buzz! Monitor and protect your online reputation.
• Websites - Establish your online presence with a hibu website.
• Search Engine Marketing (SEM) - Promote your business on leading search engines and turn searches into leads.
• Search Engine Optimization (SEO) - Increase quality traffic to your website and improve search engine results
• Direct Marketing - Get simple, fast, affordable customized direct mail services.
• And More!

Neil and Caryl bring to their clients the ultimate in experience in the development and marketing of PROMOTIONAL PRODUCTS.

Neil and Caryl with 36 years in the industry are backed by one of the foremost PROMOTIONAL PRODUCTS companies in the country (Kaeser & Blair founded in 1894). Their business relationships with suppliers, bonded over the years, combined with the bonding supplier relationships of Kaeser & Blair gives them the ability to assure their clients the finest of quality in merchandise at very affordable pricing with commitment to timely delivery and impeccable customer service.

PROMOTIONAL PRODUCT merchandise keeps your logo and message in front of your client 24/7/365 and is the ONLY advertising medium that  "REMAINS TO BE SEEN. "  The use of PROMOTIONAL PRODUCTS are unlimited and the type of product you need is available to meet and satisfy ANY  theme and/or budget. We have the reputation of dotting all of our "i's" and crossing all of our "t's" to bring you a perfect product.

Neil works with his clients in a unique way to guarantee that the proper message gets to your client on the right product at the right price. Try his formula........IT WORKS!

Interests
Neil enjoys his golf and is an accomplished jazz trumpet player that might be heard in the area from time to time. Caryl and Neil love to travel and usually stay in the United States unless they choose to be on a cruise.

As the premier art gallery in the Washington DC metropolitan area, Huckleberry Fine Art specializes in finding emerging artists locally and internationally. Since it's existence, the gallery has been exhibiting a vast display of vibrant oil and acrylic paintings, limited edition prints, sculpture, photography, art books, and custom framing.

Huckleberry Fine Art has established a successful publishing division with the introduction of Artist Rob Gonsalves`s limited edition prints.

In-home consultation, art installation, and personalized service are among the many special features that Huckleberry Fine Art offers.

Hours: Tuesday through Saturday 11 - 6

Rob Gonsalves	J. Scott Nicol	Gavin Glakas	John Payne
Kurt Bittle	Erica Hopper	Eric Christensen	Anne Packard
Adam Stewart	David Mills	T. Palmer	Connie Townsend
Bob Ransley	Jackie Jouvenal	Robert Sarsony	Mary Kane
Craig Alan	Michael Parkes

P.K. Hammar Legal, P.C.

PK Hammar Legal is a firm of dedicated lawyers in Bethesda, Maryland that provides legal services to small businesses, non-profit organizations, and individuals in the Washington DC metro area. We offer confidential, reliable and trustworthy expertise that can help protect you, your business, and your assets. Our staff has a thorough knowledge of business law and practices and as such can customize our support to your organization’s business goals.

At every stage of the business life cycle, our team of professionals will provide you with the support you need in a cost effective manner. Our goal is to provide you with practical solutions that are personalized to your business needs. At PKHammar Legal, we strive to develop long term relationships with our clients by providing service beyond our client’s expectations. We want to become your trusted advisor, providing comprehensive legal support to your business.

Our Services Include:

• Business Start-Up Assistance
• Contractual Support
• Workplace Policies
• Compliance Programs
• Training Programs
• Non-Profit Organization
• Commercial Litigation

Receive the Exceptional Personal Service You Deserve

Since being founded in 1868, Sandy Spring Bank has been dedicated to providing exceptional service to our clients. We have assisted people throughout the mid-Atlantic region for generations; helping them manage their financial needs, buy homes and build businesses.
In addition to being the oldest independent Maryland-based bank, Sandy Spring Bank has a long history of actively and enthusiastically supporting the communities we serve. The Bank is a leader in sponsoring events to raise money for charity, and in supporting local hospitals, museums and the arts. With our in-school banks, we have also made an ongoing commitment to educating children about handling money and the importance of saving. All of us are proud to do our part to make each community we serve better places to live, work and raise a family.

We provide the friendly service and personal attention you deserve, and our heritage as a community bank is reflected in the way we do business. Decisions and policies that affect our clients are made by people who live here and understand the communities and businesses we serve. Sandy Spring Bank is also large enough to provide the most advanced banking products and services available from any financial institution. Understanding the needs and goals of our clients through a truly personal banking relationship is something for which we are known, and in which we take pride.

Sandy Spring Bank provides a full line of financial services through a network of 43 community offices in Maryland and Northern Virginia. Our clients also have surcharge-free access to their money at more that 32,000 ATM locations through the nationwide “Allpoint Network”. We also provide automated and in-person telephone banking, and sophisticated online banking products for individuals and businesses.

I am the Assistant Branch Manager in Rockville, Lavinia Fernandes. Please visit our community office. My team and I are ready to assist you in identifying the products and services that will best meet your financial needs.

Member FDIC - An Equal Housing Lender

Window Coverings

•     Custom Blinds
•     Custom Draperies
•     Custom Shades
•     Custom Shutters
•     Rugs & Accessories
•     Window Film & Specialty Products

Style, selection, value, personal service and support.

This is what makes Budget Blinds your source for custom window coverings. We bring you the latest styles and the most innovative products, all wrapped up in a service that works around your schedule. For us, this is how shopping should be done.

Convenient and worry-free, with a beautiful end result. This is what has made Budget Blinds America’s #1 window coverings franchise with over 1,000 consultants throughout the U.S. and Canada.

Team member William Naron is dedicated to bringing Potomac and the surrounding areas Budget Blinds quality products and services. Let Will help you find the best window coverings for your home and lifestyle.

Call now for your in-home consultation and estimate.

What would you do if you felt better?

If you had more energy?

If you had less aches and  pains?

If you felt younger and more vibrant again?

Dr. Casandra (Casi) McFarland believes that true, optimal health begins from the inside. Thomas Edison said it best: "The doctor of the future will give no medicine but will interest his patients in the care of the human frame, in diet, and in the cause and prevention of disease."

She has a very individualized, unique approach to health care. She believes in looking at the person as a whole, and not just parts. She believes in treating the problem, not putting a band-aid on the symptoms. She believes in the power of healing from within.

Casandra (Casi) McFarland, D.C. has helped thousands of patients achieve optimal health through chiropractic care, lifestyle modifications and nutritional counseling.

Dr. Casi treats patients of all ages and conditions. The more challenging the condition, the better! As a board certified nutritionist, she is able to see patients from outside her geographical area – counseling them by phone.

Interests
Dr. Casi is a two-time All-American track athlete, and has a special passion for treating athletes. In her spare time, she likes to play volleyball and rock climb. She is high-energy, loves laughing and telling stories!

Do You Think Dependable IT Support Is Impossible To Find?

For more than twenty years, Digital Industry has provided technology services to hundreds of businesses in the Washington, D.C. area - from the 10-person law firm to multi-national organizations. Digital Industry believes in being on "the needing edge" of technology, and delivering solutions designed to meet our clients' needs.

Managed Network Services:

Skilled technicians keeping your computer network operational and your company profitable.

Applications Design and Development:

Web, desktop and office automation projects.

Software Efficiency Training:

Getting the most from your Microsoft Office Suite investment.

Web hosting:

From small business needs to mission-critical dedicated servers - now offering ACT! hosting as well!

Digital Industry is now an ACT! Certified organization. Our consultants have years of experience installing and optimizing this powerful contacts relationship management tool set.  In addition, Digital Industry is a Platinum reseller for ACT! software.

Digital Industry continues in the tradition of excellence that founder Gerry Davison of davison associates established in 1982.

Eliminate your computer problems today!

About First Financial Group

Headquartered in Bethesda, Maryland, First Financial Group has been helping people live truly wealthy lives for over 25 years. We are a complete financial services firm – one of the largest independently owned businesses of its kind in the Mid-Atlantic region.

Optimizing the financial strategies of your business is the most powerful thing you can do to secure your personal legacy.  We work with owners at all stages of the business life cycle -- from helping the new business owner set a sound financial foundation to helping ensure smooth business succession and transition into retirement.

Our Business Strategies Group is made up of financial professionals  with over 30 years of experience.  Along with their uncommon knowledge of business strategy, they bring with them real world experience as former CEO's and business owners themselves. We specialize in strategies that integrate your business and personal goals.  Our services include:

•     Business/Personal Planning Integration
•     Business Risk Management
•     Retirement Planning
•     Charitable Planning
•     Key Executive Planning
•     Group Benefits
•     Business Succession Planning
•     Plan Design Funding
•     Business Equity Optimization

3F-Fitness Personal Training Services

Cher is a Personal Trainer who offers one of the most comprehensive and innovative fitness programs available. Her customized fitness programs includes Nutritional Counseling, Body Fat Testing, Blood Pressure Reading, Body Measurements and Stretching.

Specialized Training:

Strength Training              Flexibility

Weight Training                 Sports Training

Aerobic Exercise               Injury Prevention

General Fitness                 Recovery

Weight Loss                       Group Training

Fat Loss

Cher offers flexible payment plans to make training convenient and affordable!

Cher’s goal is to help you reach your fitness goals.

fitness@cherweal.com

Since 1912, we at Liberty Mutual have committed ourselves to providing broad, useful and competitively-priced insurance products and services to meet our customers' ever-changing needs.

Our delivery on this commitment is the reason we’re now the third-largest property and casualty insurer in the U.S. based on 2010 net written premium, why we’ve earned an A.M. Best Co. ‘A’ (Excellent) rating, and why we have the breadth, depth and financial strength that you can always depend on - in the United States and around the world.

My mission is to become a trusted advisor when it comes to customers insurance needs and questions. Insurance can sometimes be like a foreign language; it is my job to interpret all the coverage, features and benefits that Liberty Mutual has to offer in an easy way to understand. You can reach me personally to discuss any needs you may have when it comes to protecting:

-Automobile

-Home

-Life

-Renters

-Condo

-Motorcycles

-Personal Liability

-Boats

-Golf Carts

-& More

Do not hesitate to reach out to me if you would like any questions answered, or need to be provided with a quote. I make sure all of my customers are fully taken care of. It is all about you and your needs!

OFFER YOUR EMPLOYEES BETTER BENEFITS

It won't cost your business a penny!

As an employer, you may provide medical insurance benefits, but these benefits will not cover such costs as deductibles, loss of earning power and other out-of-pocket expenses associated with an illness or accident.

At AFLAC... our policies pay cash benefits directly to the employee, unless they choose otherwise. These cash benefits can be used to help fill the gaps in your primary health care plan. With our insurance policies, our clients choose the types of coverage they want and pay for them through the convenience of payroll deduction. And because premiums can be paid on a pre-tax basis, they may save tax dollars or even be able to add benefits without affecting their take-home pay. Moreover, all of our policies pay benefits regardless of any other insurance employees may have.

Mid-Atlantic Federal Credit Union realizes purchasing a home is the largest investment you will make. Our Mortgage Representatives are committed to assisting you with every step of the mortgage process.

Lending Outside the Box
We offer all of the traditional mortgage products you would expect – 30-Year Fixed Rate Mortgages, Adjustable-Rate Mortgages and Jumbo Mortgages (up to $4 million). Plus, an array of options to customize your loan to suit your specific situation including:

New Options for Jumbo Loans:
We are pleased to now offer 5/1, 7/1 and 10/1 ARMs for greater flexibility in the jumbo loan market. These portfolio products have flexible terms and offer the same rate for Interest Only and Full Amortization loans. There are also NO Negative Amortization or Pre-Payment Penalties. Our loan amounts are up to $3,000,000 and we offer combined Loan to Value up to 95%.

PLUS, you can receive a 0.25% discount on your rate if you opt for one of these three new loans and open a MAFCU checking account with Direct Deposit and Auto Payment**!

Federal Housing Administration (FHA) Loans:
These loans are insured by the Federal Government and are perfect for First Time Homebuyers. Buyers with less than perfect credit are also acceptable. Loan Amounts are up to $729,750* and minimum investments of only 3% down are available.

**Discount is for a limited time only and is valid only on 5/1, 7/1, and 10/1 ARM products. Proof of Direct Deposit and Auto Payment required for discount to apply.

We also offer the following:

• INTEREST FIRST Loan - Fixed or Adjustable Rate
• Piggy Back Programs (1st and 2nd Combination)
• First Time Homebuyers
• Investment Property & Vacation Home Loans
• Condominium & Co-Op Financing
• Credit Solutions
• Reverse Mortgages
• Home Equity Loans & Lines of Credit

Interests
Biking, Hiking, Golf, not necessarily in that order. Skiing, working out, trips to wine country.

Networking Business... with Pleasure!

Before there was any such thing as formal business networking clubs, Curt Kowalski founded the Team Network Corporation. He has been organizing and managing small business networking groups in Maryland, Virginia, and the Washington, D.C. Metro Area for 20 years.

Curt's knowledge and hands on experience places him with the leading experts and authorities nationwide on the social dynamics of any small business networking.

Curt currently manages nine Team Networks in Maryland, Virginia and Washington DC which includes nearly two hundred Team Network Members.

Curt is well known in the industry for his motivational skills, enthusiastic attitude and ability to make things happen. He is the "go to guy" for anyone looking for help, advise or a referral of a quality local business in the Washing Metro Area. He has also been praised by local chambers and other groups for his always interesting, informative, practical, and immediately useful business networking seminars and workshops.

But what Curt is best known for, is his highly successful networking groups Now, once again, he leads the way launching the newest version of the Team Network website. This new website alone, with all it's features, including the cutting edge idea of integrating social media sites such as LinkedIn, Facebook, and Twitter is putting the Team Network in a class all by itself.

Interested in learning if becoming a member of Team Network would be a smart investment for you and your business? Call Team Network at 301-260-0060 or click here to submit your company contact information online. You will be contacted soon and we can start to get to know each other.

Interests
Live Music, Most sports including playing baseball, tennis, golf and others. Love nature and the great outdoors and have a particular interest in bird-watching.

Julie Lichtman is your Team Network “Marty Manager” and is at your service to help make your membership with Team Network an enjoyable and valuable experience.

Julie is here to help you plan your next Marty, help you post a classified ad or a calendar event, get the most from the TN website, and answer any questions or concerns that you might have about your TN membership.

For information about Julie’s Virtual Assistant business: Freedom Professional Services click here.

Need help finding your dream home?
Just let Doug know what you are looking for, and he will search all of his sources and provide you with a convenient report of all the properties that you may be interested in, complete with photographs of the properties and detailed neighborhood information.

Thinking about selling your home?
Doug has a 25 year proven track record selling real estate throughout areas such as Olney, Germantown, Rockville, Damascus, Gaithersburg, and many more.  Doug will listen carefully to understand your goals and guide you through the entire process of selling your property from listing to sale.

Professional & Personal Distinctions

Career Awards:    Hall Of Fame, Lifetime Achievement

Annual Awards:    Doug Crowley
2010-100% Club
2009-100% Club
2008-100% Club

Designations:
Certified Distressed Property Expert

Languages: English and French

CapStar Commercial Realty has expertise in commercial property leasing, tenant representation, property management, investment sales, business acquisition, business valuation, risk management, market research and analysis.

Founded in 1994, we began as a small business acquisition and real estate firm. Today, we are one of the fastest growing commercial real estate firms in the Washington-Baltimore Metropolitan area, and we are now one of the largest business acquisition firms on the East Coast.

Our business philosophy is to fulfill our clients' requirements with ultimate integrity, flexibility and creativity. Our broker team is known for its beyond-business-hours accommodation, and its ability to serve a full spectrum of international clients with their native language needs. With our state-of-the-art technology, unparalleled local market knowledge, and our top notch professional staff, we are looking forward to the continued real estate evolution in the next millenium.

Interests
Tennis

At Sign*A*Rama Silver Spring, our mission is to help businesses and organizations build their image, attract more customers and ultimately increase sales using one of the most cost-effective advertising tools around – SIGNS!

Signs come in many forms, and we can do them all:

I’m Stacey Brown, proud owner of Sign*A*Rama Silver Spring. Sign*A*Rama is the largest full-service sign company – in the world. We deliver powerful marketing tools that help our clients build their brand, attract more customers and motivate their customers to buy more.

What makes us different from other sign companies is that we do more than make signs. We know what it takes to present the best image possible. We make it our business to know our customer’s business so that we can provide the best solutions that fit our customers’ budget and timeframe.

If I told you that I could improve your sales anywhere from 5% to over 100%; work 24 hours a day, 7 days a week – never calling in sick, would you hire me? There’s not a single business out there that wouldn’t want a worker like that. These are the kinds of results that Sign*A*Rama Silver Spring can help you achieve.

Specialties...
Branding, Signage Solutions, Marketing and Promotion.